About AmeriFirst

AmeriFirst Bank was formed in June 1997 by the merger of the American National Bank and the First National Bank, both independent community banks located in Union Springs, Alabama. These two banks were successfully merged into what is now known as USAL Bancorp, Inc., the holding company for AmeriFirst Bank.

The First National Bank was founded in 1904 with $50,000.00 and 500 shares of stock by a group of Union Springs businessmen. In 1916, a local group of businessmen founded the American National Bank, with capital of $56,406.93.

The bank’s rich history, high quality service, oriented staff, and exceptional board of directors have been wonderful for the community and for the growth of the bank. We believe by hiring and retaining local officers and employees, we can better serve our customers. We enjoy a strong history, while continuing to move our strength into neighboring counties and our surrounding areas. Please give us an opportunity to show you just how easy banking can be.

A locally owned and operated Bank, AmeriFirst Bank has offices in Union Springs, Montgomery, and Prattville, and has recently opened a Loan Production Office in Opelika.  AmeriFirst is committed to serving the credit needs of its entire assessment area, including all low-to-moderate income areas. The main office is located at 104 E. Hardaway Avenue, Union Springs, Alabama which is within the central business district.

Our History

A locally owned and operated Bank, AmeriFirst Bank has offices in Union Springs, Alabama, Montgomery, Alabama and Prattville, Alabama. AmeriFirst Bank is committed to serving the credit needs of its entire assessment area, including all low-to-moderate income areas. The main office is located at 104 East Hardaway Avenue, Union Springs, Alabama, which is within the central business district.

AmeriFirst is a retail bank, offering traditional financial services to its public, including commercial, mortgage and consumer installment lending. The Board and Management are willing to entertain any reasonable loan request to any qualified applicant.

Our Mission

AmeriFirst Bank is committed to being an independently owned financial institution, striving to provide quality products and services to our customers and a return to its shareholders that is balanced with safe and sound banking practices, while addressing the needs of our community and continuing the education, training and enhancement of our staff.

Our Board of Directors

Alfred F. Cook, Jr.
Chairman of the Board
Joe M. Varner, Jr.
Vice Chairman of the Board
John T. Main
Robert R. Ramsey
James L. Bassett
Flynn Reggie Dubose, Jr.
Rebecca D. Gibson
Jerald Labovitz
Gregory A. Smoker
Addie M. Smith