Personal Savings 2017-09-08T21:36:42+00:00

 PERSONAL SAVINGS

Start building financial confidence with an AmeriFirst Bank Savings account. All of our savings programs provide easy and convenient ways to start a savings plan for any situations. If you’re wanting plenty of cash for the Christmas season, building on what you already have, or just starting to learn the value of setting money aside, an AmeriFirst Bank savings account makes saving a much easier.

Personal Savings

  • $50.00 minimum required to open
  • Tiered interest rates based on your balance if balance is $50 or over
  • Six free preauthorized debits per month
  • Three free in-bank withdrawals per quarter
  • Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month
  • If balance drops below $50 during any quarter, there will be a $5 service charge
  • Quarterly statements
  • Monthly statements if you have EFT transactions

Junior Savings

  • Age 18 and under
  • $5.00 minimum required to open
  • Converts to a personal savings at age 19
  • Six free preauthorized debits per month
  • Three free in-bank withdrawals per quarter
  • Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month Interest paid on balance in account
  • Statements mailed quarterly
  • Monthly statements if you have EFT transactions

Christmas Club

  • $10.00 minimum to open
  • $15.00 closing withdrawal fee if closed before end of 52 weeks, no interest paid and account may not be reopened for remainder of the year
  • Interest paid on balance in account
  • Checks mailed annually
Looking for a Certificate of Deposit?

Let us help by calling 1.800.298.1763 or visiting one of our four locations.