PERSONAL SAVINGS

Start building financial confidence with an AmeriFirst Bank Savings account. All of our savings programs provide easy and convenient ways to start a savings plan for any situations. If you’re wanting plenty of cash for the Christmas season, building on what you already have, or just starting to learn the value of setting money aside, an AmeriFirst Bank savings account makes saving a much easier.

Personal Savings

  • $50.00 minimum deposit to open
  • A daily balance of $50 must be maintained to earn interest and avoid a service charge. Tiered rates are based on your daily balance in the account.
  • During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar  order to a third party.  A fee of $7 will be imposed for each subsequent debit.
  • A $5 service charge will be assessed for each in person withdrawal in excess of 3 per statement cycle.  Checks to third parties are not allowed on this type of savings account.
  • A service charge of $5 will be imposed every quarter if the balance in the account falls below $50 in any day of the statement cycle.
  • Statements mailed quarterly
  • Monthly statements if you have EFT transactions

Junior Savings

  • $5.00 minimum deposit to open
  • During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar  order to a third party.  A fee of $7 will be imposed for each subsequent debit.
  • A $5 service charge will be assessed for each in person withdrawal in excess of 3 per statement cycle.  Excessive withdrawals over the limit may result not only in fees but also account closure, change in account type, termination of transfer capability, or other corrective actions.
  • Statements mailed quarterly
  • Monthly statements if you have EFT transactions

Christmas Club

  • $10.00 minimum deposit to open
  • No withdrawals may be made from this account during the year. If a withdrawal is necessary, the account MUST be closed and may not be reopened.  All accrued interest will be forfeited and there will be a $15 service charge which will be deducted from the account at closing.
  • Interest paid on balance in account
  • Checks mailed annually
Looking for a Certificate of Deposit?

Let us help by calling 1.800.298.1763 or visiting one of our four locations.