BUSINESS CHECKING

BASIC CHECKING
Interest Bearing Checking

From a basic business checking account for those getting started, to our Commercial Analysis account for high transaction volume corporations, we have a checking account to fit your business!

Basic Checking

Small Business Checking

This account is designed for those businesses that do not have many items during a month and avoids a monthly service charge with a low daily balance.

  • $100 minimum deposit to open
  • Daily balance of:
    • $0.00 – $999.99                 $15.00 monthly service charge
    • $1,000.00-$2,499.99         $10.00 monthly service charge
    • $2,500.00-over                   No service charge
  • Limit of 100 paper items per month to avoid additional charges; $0.55 per item in excess of 100
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay

Commercial Checking

Business account that requires a higher daily balance limit, but allows more items per month to avoid a per item fee.

  • $100 minimum deposit to open
  • Daily balance of:
    • $0.00 – $4,999.99                $25.00 monthly service charge
    • $5,000.00-$24,999.99         $20.00 monthly service charge
    • $25,000.00 – over                No service charge
  • Limit of 500 paper items per month to avoid additional charges; $0.55 per item in excess of 500
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay

Let us help by calling 1.800.298.1763 or visiting one of our four locations.

Interest Bearing Checking

Commercial NOW Account*

Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge if balance remains above the minimum daily balance amount.

  • $100.00 minimum deposit to open
  • Daily balance of:
    •  $0.00 – $999.99         $9 monthly service                                                  charge
    • $1,000.00 – over         No service charge
  • Interest paid on the daily balance
  • Limit of 200 checks per month to avoid additional charges; $0.12 per item in excess of 200
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
*Subject to certain eligibility requirements for NOW Accounts: Individuals | Non-Profit Organizations | Governmental Units | Funds held by a Fiduciary (For-profit corporations and partnerships are ineligible)

Money Market Account

Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the daily balance in the account and avoids monthly service charge if balance remains above the minimum daily balance limit.

  • $2,500 minimum deposit to open
  • Daily balance of:
    • $0.00 – $999.99           $9 monthly service                                                   charge
    • $1,000.00 – Over         No service charge
  • Interest paid on tiered rates based on daily balance
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statement
  • Online and telephone banking access
  • Online bill pay
  • During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. A fee of $7 will be imposed for each subsequent debit.

Commercial Analysis Account

Designed for those customers who have more than 500 paper items per month.

  • $100.00 minimum deposit to open
  • Monthly Service Charges:
    • Maintenance Fee: – $25.00
    • Charge Per On-Us Item Deposited $ 0.04
    • Charge Per Debit Item Paid $ 0.08
    • Charge Per Non-On-Us Item Deposited $ 0.15
    • Charge Per Credit $ 0.25
  • Earnings credit rate based upon the average net available balance offers an offset to fees.  The earnings credit rate is determined by the Bank and is subject to change at the Bank’s discretion.

Let us help by calling 1.800.298.1763 or visiting one of our four locations.