PERSONAL CHECKING

BASIC CHECKING
Interest Bearing Checking

From a basic checking account for those getting started, to our money market account for high net-worth individuals…We have a checking account for just you!

Basic Checking

Student Checking

Designed for students’ age twenty five and under.  On an annual basis, you will be required to bring in proof of enrollment to continue using this account type.

Must meet eligibility requirements.  See your Personal Banker for details.

  • $50.00 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access
  • Converts to Economy Checking account upon 26th birthday

Economy Checking

Specifically designed for customers that do not write a lot of checks during the month.

  • $50.00 minimum deposit to open
  • No minimum balance requirements
  • Minimum monthly service charge of $1.99
  • Limit of 20 debits/withdrawals per month
  • Additional charge of $0.39 for each debit/withdrawal over 20
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access

Traditional Checking

Checking account that provides customer with full function capabilities.

  • $50.00 minimum deposit to open
  • Unlimited check writing/withdrawals
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access
  • Monthly service charge based on daily balance
    • $0.00 – $299.99            $9.00
    • $300 – $399.99              $8.00
    • $400 – $499.99              $7.00
    • $500 and Above             No Charge

Let us help by calling 1.800.298.1763 or visiting one of our four locations.

Interest Bearing Checking

Prime Checking

Turning 50 does have certain advantages. This account offers a wide variety of services.

  • $50.00 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • Interest paid if daily balance is $1,000 and over
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access
  • Free bank stock checks (Limit of two orders per 12 month period/quantity varies based on style)
  • 25% discount on annual safe deposit box rental
  • Travel cards available
  • Notary Service available
  • Direct Deposit available
  • Special CD rates apply; ask your customer service representative for additional information

Performance Checking

Performance Checking is designed to put your money to work by paying interest. With a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.  See balance and tiers below.

  • $50.00 minimum deposit to open
  • $20.00 monthly service charge waived with $10,000 minimum daily balance or higher
  • Unlimited check writing
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access
  • Free bank stock checks (Limit of one order per 12 month period/quantity varies based on style)
  • 25% discount on annual safe deposit box rental
  • Travel cards available
  • Notary Service available
  • Direct Deposit available
  • Special CD rates apply; ask your customer service representative for additional information

Balance and Tiers

The interest rate and annual percentage yield may change:

  • $0.00 – $9,999.99
  • $10,000.00 – $24,999.99
  • $25,000.00 – $49,999.99
  • $50,000.00 & Above

Money Market Account

Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the daily balance in the account and avoids monthly service charge if balance remains above the minimum daily balance amount.

  • $2,500 minimum deposit to open
  • Daily balance of:
    $0.00 – $999.99                    $9 monthly service charge
    $1,000.00 – over                    No service charge
  • Interest paid on tiered rates based on daily balance
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access
  • During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.  A fee of $7 will be imposed for each subsequent debit.

NOW Account

Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and can avoid a monthly service charge if balance remains above the minimum daily balance amount.

  • $50.00 minimum deposit to open
  • Daily balance of:
    $0.00 – $999.99 $9 monthly service charge
    $1,000.00 – over                    No service charge
  • Unlimited check writing
  • Interest paid on daily balance
  • MasterCard Debit/ATM Card
  • Free ATM access at AmeriFirst Bank ATMs and Publix (charges may be imposed from other institutions)
  • Monthly statements
  • Online and telephone banking access
  • Online bill pay
  • Mobile banking access

Let us help by calling 1.800.298.1763 or visiting one of our four locations.