Personal Checking 2017-09-08T21:36:42+00:00

 PERSONAL CHECKING

BASIC CHECKING
Interest Bearing Checking

From a basic checking account for those getting started, to our money market account for high net-worth individuals…We have a checking account for just you!

Basic Checking

SMART CARD Checking Account

Gives you access to YOUR money day or night!

FREE CHECKING ACCOUNT

  • $50.00 Minimum to Open
  • With Debit Card Access (no checks)
  • No Minimum Balance and Direct Deposit Encouraged.

Student Checking

Designed for students age twenty five and under.  On an annual basis, you will be required to bring in proof of enrollment to continue using this account type.

Must meet eligibility requirements.  See your Personal Banker for details.

  • $50.00 minimum deposit to open
  • First order of 50 checks free
  • No monthly service charge
  • Unlimited check writing
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Converts to Economy Checking account upon 26th birthday

Economy Checking

This account is specifically designed for those customers that do not write a lot of checks during the month and have no minimum balance requirements.

  • $50.00 minimum deposit to open
  • Monthly service charge of $1.99
  • Limit of 20 checks per month and a $0.39 charge per check in excess of 20
  • No monthly service charge for first 60 days
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay

Traditional Checking

Checking account that provides customer with full function capabilities.

  • $50.00 minimum deposit to open
  • Unlimited withdrawals
  • No monthly service charge for first 60 days
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Monthly service charge based on daily balance
    • $0 – $299            $9.00
    • $300 – $399        $8.00
    • $400 – $499        $7.00
    • $500 and Above    No Charge

Let us help by calling 1.800.298.1763 or visiting one of our four locations.

Interest Bearing Checking

Prime Checking

Turning 50 does have certain advantages. This account offers a wide variety of services and rewards to meet your financial needs.

  • $50.00 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • Interest paid if daily balance is $1,000 and over
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Free bank stock checks (One order per 12 month period)
  • 25% discount on annual safe deposit box rental
  • Free travel cards
  • Notary Service
  • Direct Deposit
  • Special CD rates apply

Performance Checking

Performance Checking is designed to put your money to work by paying interest. With a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.

  • $50.00 minimum deposit to open
  • $20.00 monthly service charge waived with $10,000 minimum daily balance
  • Unlimited check writing
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Free bank stock checks (One order per 12 month period)
  • 25% discount on annual safe deposit box rental
  • Free travel cards
  • Notary Service
  • Direct Deposit
  • Special CD rates apply
Balance and Tiers
The interest rate and annual percentage yield may change.
$0 – $9,999
Tier I
$10,000 – $24,000
Tier II
$25,000 – $49,000
Tier III
$50,000 – over
Tier IV

Money Market Account

Interest bearing checking account that requires a higher minimum deposit to open and a daily balance requirement that pays interest at tiered rates based on the balance in the account and avoids monthly service charge if balance remains above the minimum daily balance limit.

  • $2,500 minimum deposit to open
  • Daily Balance of:
    $0 – $999     $9 Monthly Service Charge
    $1,000 – Over     No Service Charge
  • Interest paid on tiered rates based on balance
  • Six free preauthorized withdrawals per month – $7.00 charge for each excess transaction
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay
  • Subject to transaction limitations

NOW Account

Interest bearing checking account with a low minimum deposit to open and a daily balance requirement, you will be paid interest and avoid a monthly service charge.

  • $50.00 minimum deposit to open
  • Daily Balance of:
    $0 – $999     $9 Monthly Service Charge
    $1,000 – Over     No Service Charge
  • Unlimited check writing
  • Interest paid on 100% of the daily balance
  • Debit/ATM card upon approval
  • Free ATM access (charges may be imposed from other institutions)
  • Monthly statements
  • Free online and telephone banking access
  • Free online bill pay

Let us help by calling 1.800.298.1763 or visiting one of our four locations.