PERSONAL CHECKING

From a basic checking account for those getting started, to our money market account for high net-worth individuals…We have a checking account for just you!

Basic Checking

Traditional Checking

Checking account that provides customers with full function capabilities.

  • $100 minimum deposit to open an account
  • $8.00 monthly service charge if daily balance falls below $500
  • Unlimited check writing/withdrawals
  • Online Banking/Bill Pay
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • MasterCard debit card upon approval
  • Free ATM access at any AmeriFirst Bank ATM and Publix (charges may be imposed from other ATM locations)

Economy Checking

This account is specifically designed for Students and those customers that don’t write a lot of checks during the month.

  • $100 minimum deposit to open an account
  • $3.00 monthly service charge
  • No minimum balance requirements
  • Limit of 20 debits/withdrawals per month
  • An additional charge of $0.39 for each debit/withdrawal over 20
  • Online Banking/Bill Pay
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • MasterCard debit card upon approval
  • Free ATM access at any AmeriFirst Bank ATM and Publix (charges may be imposed from other ATM locations)

* If you are a Student, no monthly service charge and unlimited check writing until you reach age 26. Normal fees will then apply.

Let us help by calling 1.800.298.1763 or visiting one of our five locations.

Interest Bearing Checking

Performance Checking

Put your money to work with a higher daily balance requirement, earn interest based on Balance Tier and avoid a monthly service charge if minimum balance is maintained.

  • $100 minimum deposit to open an account
  • $20 monthly service charge waived with a $5,000 minimum daily balance or higher
  • Unlimited check writing
  • A competitive rate of interest is paid when the daily balance is $5,000 and over
  • 25% discount on annual safe deposit box rental
  • Online Banking/Bill Pay
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • Paper statements will have a monthly fee of $5.00
  • MasterCard debit card upon approval
  • Free ATM access at any AmeriFirst Bank ATM and Publix (charges may be imposed from other locations)
Interest Tier Rate

$0.01 – $4,999

Tier I Rate

$5,000 and over

Tier II Rate

 

• The interest rate and annual percentage yield may change

Prime Checking

Turning 50 does have certain advantages.  This account offers a wide variety of services

  • $100 minimum deposit to open an account
  • No monthly service charge 
  • No minimum balance requirements
  • Unlimited check writing
  • A competitive rate of interest is paid when the daily balance is $1,000 and over
  • 25% discount on annual safe deposit box rental
  • Limit of two orders of qualifying check styles per 12 month period at no cost(wallet or duplicate)/fees apply on other check options
  • Special CD rates apply
  • Online Banking/Bill Pay
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • MasterCard debit card upon approval
  • Free ATM access at any AmeriFirst Bank ATM and Publix (charges may be imposed from other ATM locations)

Now Account

An interest-bearing checking account that provides full function capabilities and avoids a monthly service charge if the balance remains above the minimum daily balance amount.

  • $1,500 minimum deposit to open an account
  • $15.00 monthly service charge if daily balance falls below $1,500
  • Interest paid on daily balance
  • Unlimited check writing/withdrawals
  • Online Banking/Bill Pay
  • MasterCard debit card upon approval
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • MasterCard debit card upon approval
  • Free ATM access at any AmeriFirst Bank ATM and Publix (charges may be imposed from other ATM locations)
Interest Tier Rate
$0.01 and over Tier I Rate

Money Market Account

An Interest-bearing checking account that requires a higher minimum deposit to open and a daily balance requirement.  The interest rate is a competitive market rate that is subject to change at any time and interest is paid based on the daily balance in the account.

  • $2,500 minimum deposit to open an account
  • $15.00 monthly service charge if daily balance falls below $2,500 at any time during the statement cycle
  • Interest paid on daily balance; if balance falls below $2,500, interest will be paid at the NOW Account rate
  • Online Banking/Bill Pay
  • 24-Hour telephone banking
  • Mobile banking access
  • Choose from monthly eStatements or paper statements
  • During any calendar month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, check, draft, debit card or similar order to a third party.  A fee of $10.00 will be imposed for each subsequent debit.
Interest Tier Rate
$ 0.01 – $2,499 Tier VI Rate
$2,500 – $9,999 Tier V Rate
$10,000 – $49,999 Tier IV Rate
$50,000 – $99,999 Tier III Rate
$100,000 – $249,999 Tier II Rate
$250,000 and over Tier I Rate

Let us help by calling 1.800.298.1763 or visiting one of our five locations.