Let Amerifirst Bank help you plan for the future. We offer a number of investment vehicles to help you achieve your long, and short term investment objectives. We also refer customers to Raymond James Financial Services to help you plan your future financial and retirement needs.
Individual Retirement Account (IRA)
Let us help you plan for the future. AmeriFirst offers the Traditional IRA and the Roth IRA. The terms of the IRA vary from seven days to sixty months. Certificates are set to automatically renew at the current rate upon maturity. The rate will be determined on the day of renewal.
We can also rollover your retirement plan or 401(k) to one of our IRA accounts.
Funds withdrawn before the age of 59 ½ may be subject to income taxes and a penalty. Certain other exceptions may apply.
Certificates of Deposit
At AmeriFirst, we offer flexible CD terms from seven days to sixty months at competitive rates. Interest can be paid by check, deposit or adding back to the certificate. Certificates are set to automatically renew at the current rate upon maturity. The rate will be determined on the day of renewal. An early withdrawal penalty may apply.
Minimum deposit to open a CD is $1,000.