AmeriFirst offers a variety of other services to help you take care of your financial needs. Many of these services allow you to take care of your banking needs after business hours. If you need assistance or more information with any of these services, please contact us at any of our three locations.


Online Banking – NetTeller

Allows a customer to have access to their bank accounts twenty-four hours a day/seven days a week. This service is available through internet access and is a free and convenient service for all customers. By using this service, customers can see what checks/debits have cleared their account; what deposits have been made; access to view an image of the items; transfer funds and make payments between accounts; and download information into accounting software for easy balancing of bank statements.

Click on the link below to access NetTeller and apply for online banking.

Once you have applied, an auto email will be sent to customer service at the bank for us to activate this service and you should have access within 24 hours.

On-Line Banking
Click here to access
your Online Banking

Bill Pay

Paying your bills has never been easier. Online Bill Pay is the simple and secure way to pay all your bills. It is the most effective way to take control of your time and money. With Online Bill Pay, we’re always open. You can pay your bills whenever and wherever you want. All you need is a computer with internet access. This service has no monthly fee and you will also save on postage. Once you sign up, you will be able to perform the following functions:

  • Pay bills online instantly
  • Pay virtually anyone
  • Schedule single or recurring payment
  • View detailed payment history

Sign up for online bill pay through the link on the website. Once you have signed up, the bank receives a notification and verifies the account information and upon approval, you will receive a “welcome” email that you can begin using the service.

Bill Pay
Click here to access
your Bill Pay

ACH Origination

ACH payments are among the fastest growing services provided by the banking industry. For businesses, payments are received reliably and timely. For consumers, pay is deposited when expected and withdrawals are made as agreed.

The Automated Clearing House (ACH) is the electronic payment network used by individuals, businesses, financial institutions and government entities. The ACH network exchanges funds and information throughout the fifty states and US territories and has recently expanded the network to reach across US borders to Canada. About 98% of the nation’s financial institutions, including thousands of credit unions, participate in the ACH network. The ACH vastly improves cash management capabilities and reduces the cost of funds.

The ACH network allows the transfer of either credits or debits to checking accounts, savings accounts and financial institutions.

There are few costs associated with this service. The business can expect to be charged the following fees for ACH origination:

  • $10.00 per file transmitted
  • $15.00 monthly processing fee
  • $10.00 return item fee
  • $0.10 per debit/credit item

** Certain other fees and restrictions may apply.


Direct Deposit

Why Direct Deposit?
  • Because direct deposit is better than checks
  • Safe: no more lost or stolen checks
  • Convenient: your benefit is in the bank even when you are out of town, sick, or can’t get to the bank
  • Reliable: for more than twenty years, beneficiaries have used direct deposit
  • Dependable: payment is available at opening of business on your payment date

Consider the differences and make the right choice – DIRECT DEPOSIT.

It’s easy to sign up. Call or come by one of our three locations and ask for details.


Automatic Transfer

AmeriFirst offers you the convenience of setting up certain transfers on an automatic transfer. These transfers are available at various options (daily, monthly, weekly, etc.). Transfers can be made between checking/checking, checking/savings, checking/loans, or checking/Christmas Club. Once authorized and set up for your accounts, the transfers are made timely and reliably.

Overdraft Protection

AmeriFirst offers a plan to end checking account overdraft complications and charges. Overdraft protection means that we’ve approved, in advance, a personal loan to balance your account should you become overdrawn. With this plan, you can avoid costly overdraft charges and embarrassing delays.

We’ll be glad to talk with you about how to apply, access to your overdraft line, finance charges, payment schedules and your credit loan limit.

**Equal Housing Lender. Certain restrictions may apply. All loans are subject to approval.