Overdraft Protection

We understand that unexpected overdrafts can and will occur from time-to-time.  AmeriFirst offers services to protect your account from being overdrawn.

Overdraft Sweep

You can set up an automatic sweep from another Deposit Account you have with AmeriFirst to protect your account from being overdrawn.  There is a $2.00 fee per transfer.

Overdraft Protection

AmeriFirst offers a plan to end checking account overdraft complications and charges. Overdraft protection means that we’ve approved, in advance, a personal loan to balance your account should you become overdrawn. With this plan, you can avoid costly overdraft charges and embarrassing delays.  Subject to interest and fees.  You will receive a monthly billing statement and your payment will be due 21 days after receipt of billing.

**Equal Housing Lender. Certain restrictions may apply. All loans are subject to approval.