Savings 2017-09-08T21:36:42+00:00

Personal Savings

Personal

This account is designed for anyone who would like to start a savings plan but has a limited amount to invest initially.

  • $50.00 minimum required to open
  • Tiered interest rates based on your balance if balance is $50 or over
  • Six free preauthorized debits per month
  • Three free in-bank withdrawals per quarter
  • Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month
  • If balance drops below $50 during any quarter, there will be a $5 service charge
  • Quarterly statements
  • Monthly statements if you have EFT transactions

Junior Savings

  • Age 18 and under
  • $5.00 minimum required to open
  • Converts to a personal savings at age 19
  • Six free preauthorized debits per month
  • Three free in-bank withdrawals per quarter
  • Easy access to your savings with no penalties for withdrawals other than a $5.00 excess withdrawal fee if your withdrawals exceed three per quarter or $7.00 for each excess preauthorized debit per month Interest paid on balance in account
  • Statements mailed quarterly
  • Monthly statements if you have EFT transactions

Christmas Club

  • $10.00 minimum to open
  • $15.00 closing withdrawal fee if closed before end of 52 weeks, no interest paid and account may not be reopened for remainder of the year
  • Interest paid on balance in account
  • Checks mailed annually